To increase your purchase power, we provide downpayment assistance to first-time homebuyers purchasing in participating areas of Orange County, Riverside County, and Los Angeles County. In addition to your first mortgage, you can obtain downpayment assistance in the form a silent (deferred payment) loan. Because payments on the second are deferred until resale or refinance, the downpayment assistance loans do not affect your ratios. Income limits based on household size apply. Each program is different and may have different eligibility criteria.
Click on the individual program links for more information on income limits and other criteria. You must also qualify for a mortgage loan. See below for information on our loan programs.
This program provides a 20% (up to $100,000) silent (deferred payment) downpayment assistance loan to moderate-income first-time homebuyers purchasing in the City of Huntington Beach.
The County of Los Angeles provides downpayment assistance in participating cities and designated census tracts of unincorporated areas in Los Angeles County. If the home purchase is in participating cities of Los Angeles County, this program provides 20% of the purchase price or $90,000, whichever is less. If the home purchase is within designated census tracts of unincorporated Los Angeles County, this program provides 25% of the purchase price or $90,000, whichever is less.
This program provides downpayment assistance of up to 20% of the purchase price in the form of a silent (deferred payment) loan to low-income first-time homebuyers purchasing in participating cities and unincorporated areas of Riverside County. After the homebuyer resides in the home for 15 years, the loan is forgiven.