County of Riverside First-Time Homebuyer Program

This program provides downpayment assistance of up to 20% of the purchase price in the form of a silent (deferred payment) loan to low-income first-time homebuyers purchasing in participating cities and unincorporated areas of Riverside County. After the homebuyer resides in the home for 15 years, the loan is forgiven.

Homebuyer Requirements

  • Must be a first-time homebuyer
  • Must meet household income limits
  • No minimum buyer contribution

See Program Summary for more details

Income Limits

Maximum combined household income for all adults over 18 years old must not exceed the following:

Household Size

Income

1

$37,300

2

$42,650

3

$47,950

4

$53,300

5

$57,550

6

$61,850

7

$66,100

8

$70,350

Eligible Areas

  • Banning
  • Beaumont
  • Blythe
  • Canyon Lake
  • Cathedral City
  • Desert Hot Springs
  • Indio
  • Lake Elsinore
  • La Quinta
  • Murrieta
  • Norco
  • Perris
  • San Jacinto
  • Temecula
  • County of Riverside unincorporated (not yet incorporated into a city)

How Do I Apply?