After you have researched available homes in your prequalification price range, and you have decided to move forward with the process, then you need to get pre-approved. This means that you need to submit a full loan application, and we will run your credit. Because this step happens before you make an offer to purchase a property, you can leave the property section of the application blank. It is not necessary to get pre-approved until you are ready to shop for a home. You will receive an approval with conditions.
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Loan Application |
The same loan application is used for all programs. Loan applications may be submitted in person or by delivery. For your protection, we suggest that applications be sent using a method that allows for tracking of the delivery.
Back to Step 3: Prequalification
Bonnie [Homeownership Manager] went over every bit of paperwork with me and answered question after question! Incredible lady.
