Preparation is the most important step in the home buying process. Are you ready to purchase a home? Consider the advantages and disadvantages of purchasing a home. Assess your readiness. Go over your budget, or create one if you don’t have one. Determine how much you can afford to pay monthly. How is your credit? If you have not done so, get a copy of your credit report. If there are errors, contact the credit bureaus to correct them. Do you have large debts or collections to resolve before applying for a loan? If so, contact a credit counselor to get advice and create a plan. Attend a homeownership education seminar to learn about the process.
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Phone: (877) 990-5626
Fax: (949) 859-8534
Address: 23201 Lake Center Drive, Suite 203, Lake Forest, CA 92630